Change Your Time Now

11 February 2012

The bad credit holders are not always blessed in their monetary matters as quite many money lenders are there who do not find the poor credit holders as eligible and reliable enough to lend money. The outcome gets so bad for the borrowers that gets harassed and distressed in their financial issues and that harms life as well. The people having poor credit score too want to get out of this situation and want to improve their financial state and they, therefore, are in search of something that can rescue them from this situation. The Bad credit loans are being implemented with this goal only that it could be of help to a particular group of people like the poor credit score holders.

There is no restriction and no limitation on the borrowers in possessing any of the poor credit scores. In fact, Loans for Bad Credit is being made for them only and it is the good credit holders, instead, who are not allowed to get benefits of these loans. so, you are always welcome in it with records like:

  • Arrears
  • County Court Judgments
  • Defaults
  • Late payment
  • Skipping of instalments
  • IVA or
  • Bankruptcy

You will be able to avail two forms of different loans in the Bad credit loans which include the secured and unsecured loans which are being designed for the home owner and the non-homeowners, respectively. The secured loans demand for a valuable asset as security and hence, you must be capable of providing it and you will get bigger cash with a longer repayment term against that. The unsecured loans will not place any demand of security for you and you can get money in it with no security. The offered amount in it would be relatively smaller with a shorter repayment term. The rate of interest remains low in the secured loans and higher in the unsecured ones and this way, you can have your pick out of any of this loan for bad credit.


The Bad credit loans are made and designed only for the poor credit score holders who generally are being neglected and turned down by other lenders.

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.